![]() The interest on a mortgage is calculated monthly and is part of your annual percentage rate, or APR, which also includes the fees you have to pay the bank to borrow the money. With our calculator, you can enter the portion of the home’s cost you plan to pay upfront as either a percentage or a dollar value. More equity also gives you more financing options down the road, but the average down payment is about 6%, and it is possible to secure a home loan with a low down payment of as little as 3%. ![]() Putting 20% down lets you avoid paying for private mortgage insurance (PMI). What factors affect your mortgage payments Down payment For instance, for a 30-year mortgage, n would be 360 payments, (12 payments a year over 30 years, or 12*30). N – the number of payments over the life of the loan (number of years), or amortization schedule. I – the monthly interest rate, which should be divided by twelve (corresponding to the months of the year) since lenders give an annual rate While our calculator takes the computing out of your hands, math whizzes can do it themselves with the following formula: Formula to calculate your monthly mortgage payments ![]() Your credit score and your home’s location will also affect your interest rate and, in turn, how much you pay.Īdditional expenses such as homeowner’s association (HOA) fees, closing costs, property taxes and homeowners insurance should be factored in with your monthly housing expenses. Three main factors determine your monthly mortgage payment: loan size, interest rate, and loan term. Your starting mortgage balance will be the price you pay for the house minus your down payment. Once you start actively looking for a home, make sure to get pre-approved, so you can move quickly once you find a home you want to bid for. (We recommend Money’s best mortgage lenders of the year as a good place to start your search.) When looking for a new home, keep in mind that mortgage rates change every day and vary from lender to lender, so use this loan calculator to get a ballpark estimate and then make sure to get quotes from multiple lenders. Our mortgage calculator allows home buyers to see how different inputs - purchase price, credit score, interest rate and down payment size - impact their total payment to help determine how much real estate they can comfortably afford. Find your actual rate - click above to get started and see your rate today.
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![]() The men spent much time discussing what they would eat if they could choose, and one of them even conducted a poll on the issue, which made it clear there was a general hankering for sweets. They settled into a new routine on the island peppered by daily bickering but no real arguments. There was a flagstaff on the highest accessible point of the island that they built. They built a hut using the boats and set up lights for reading and a place for indoor cooking. The men who stayed on Elephant Island worked hard under Wild’s leadership to make their living situation more comfortable. To keep the men busy and entertained, he organized daily hunting expeditions and nightly sing-alongs.) Waiting for Rescue Seeing this, he immediately put them all to work. In Wild’s diary, he wrote that after sending Shackleton off with three cheers, he saw some of the men with tears in their eyes. (Shortform note: Shackleton’s second-in-command was Frank Wild, an experienced polar explorer who had joined him in a previous expedition. On April 24, Shackleton and his smaller crew sailed away as the rest gave them three cheers from the shore. (Shortform note: The photographer was the Australian Frank Hurley and his photographs are striking records of their incredible adventure.)Īs soon as the weather became milder, they got the biggest boat ready. Shackleton also left a letter in the photographer’s diary, bequeathing him all rights for the photographs taken during their expedition, if Shackleton didn’t survive. Shackleton left a letter in his diary, passing responsibility to him for the camp, the men, and the boats. Some even claim it comes from the Endurance crew nicknaming it “Hell-of-an-island.”) Making a Plan for RescueĪfter taking time to rest, Shackleton announced on April 20 that he would take five men and the largest boat and sail 800 miles to South Georgia Island to find rescue.īefore leaving, Lansing recounts that Shackleton had long conversations with his second-in-command, who would stay on the island, so the man would know exactly what to do in any situation. The island’s name might come from that characteristic shape, or its elephant seal population. ![]() The island also looks like an elephant’s head. (Shortform note: The crew could reach Elephant Island thanks to the island’s mountain peaks, which they could spot even in severe weather. There was also a glacier where they could collect ice to melt for drinking water. There was plenty of wildlife on the island, so they could finally hunt and eat fresh food. Despite those difficulties, Lansing explains that they were elated to be on land. One had a heart attack, and three were unable to walk. As they landed, several men collapsed in exhaustion and pain. This was 497 days after they were last on firm land and eight days rowing through the ice. Elephant Island was some of the men’s final destination on the expedition on April 15, 1916. Arriving at Elephant IslandĪlfred Lansing’s book Endurance describes the final rescue mission led by Ernest Shackleton. There, Shackleton put Frank Wild in charge as they awaited rescue.Ĭontinue reading to find out what happened on Elephant Island, Ernest Shackleton’s plan for rescue, and how long the crew was on the Island. What happened on Elephant Island while Ernest Shackleton fulfilled his rescue mission? Who was in charge on Elephant Island?Īfter the Endurance ship sank, Ernest Shackleton and his crew headed to Elephant Island. ![]() Like this article? Sign up for a free trial here. Shortform has the world's best summaries and analyses of books you should be reading. This article is an excerpt from the Shortform book guide to "Endurance" by Alfred Lansing. ![]() The moment we get all the money back from the initial investment the profits generated from that moment on are “pure profit.” Software used every day for every job returns profits faster than any other item in business. What we all want is a fast return on investments (ROI). The money we lay out for these items is our investment. We all buy/lease/rent many items we need to run our business. As long as you make more money than you spend you are in the business black and that is where we all want to be. No matter “how you pay” or even “how much you pay”, business is about profits. Here’s what it really means to use a software license: With LOWEST pricing ever Freehand delivers FULL use software. Anytime you can invest your money to get an immediate return on that investment the use of that software, supply, or machine is FREE of cost for the remaining time you use it delivering maximum profits. ![]() At Freehand we must earn our money so you can too.īusiness (yours and ours) is all about PROFITS. We recognize that you should want to use our software and your success and ROI is how we stay relevant. Initial and on-going development costs are very high, and software companies are challenged to remain a viable and profitable solution for each user. A large team of engineering and UI experts work very hard to develop the best screen print software solutions supporting and updating regularly to deliver the best business solutions possible. At Freehand we earn our client’s business through the development, delivery and support of great business solutions and support. We want to earn your respect and desire to use our software to compliment your business. At Freehand software does not automatically renew which means NO auto debit or payment collected.Īt Freehand we develop and service software that makes our clients money. YOU are “in full control” of any payment process. Freehand offers a “Voluntary Renewable License” with payment at the start of a one-year term (annual license). When the payment is needed in the sales process is the business relationship between the end-user and software company. An annual license is an example of the time frame of use. With licensing software companies offer payment terms. While sales terms such as “purchase and buy” may have you believe that all the software you paid for are owned by you, in reality you paid for a “License for Use.” These are the “terms of use” we all agree to during the installation process. With every purchase the License holder is provided specific Terms of Use. Software is “Intellectual Property” providing incredible value with every click. What is software licensing really all about?Īll software has always been Licensed for use by companies around the world to individuals and businesses. ![]() However, virtually no literature exists on the usefulness of the ecomap with non-Western cultures. Helping professionals from the United States, Canada, the United Kingdom, and New Zealand have written about the value of utilizing family diagrammatic tools with families. ![]() Two such resources are "Ecotivity" by Wonderware and Mattaini's software companion to "Visual Ecoscan for Clinical Practice." ![]() In recent years, new computer software allows professional helpers to develop computer-generated diagrammatic assessments such as ecomaps and genograms. Although originating in social work, the use of this tool spans disciplinary boundaries literature on nursing, psychology, law, and other disciplines salutes the usefulness of family diagrammatic tools. Other social workers who have joined Hartman in refining the ecomap include Joan Laird and Mark Mattaini. Since its creation, the ecomap has been used in a variety of practice settings. The concept quickly became popular with family therapists in the United States and the United Kingdom. The social worker Ann Hartman first introduced the ecomap in 1978 in her article "Diagrammatic Assessment of Family Relations." Hartman's work evolves from the school of family theories known as family systems theory, which grew out of the general systems theory applied to sciences such as physics, biology, and anthropology. This empowers families to know where to begin making changes. Using the ecomap, the therapist and family can identify the external relationships that are nourishing, as well as those that are wounded. Arrows indicated direction of energy flow and conflicted or broken relationships may be represented by interrupted lines. For example, a solid line may indicate a strong and healthy relationship, while a diffused line represents a weaker tie. Standard symbols are used to express energy that flows from a person or family to other important people and institutions. The ecomap diagram consists of circles, lines, and arrows (see Figure 1). Identifying these connections clarifies and organizes data on a family's environment highlights energy that flows into and out of the family and raises issues such as network size and stability, reciprocity of relationships, and access to or deprivation of available resources. As the name signifies, therapist and client together map out connections between the family and its ecological environment. The ecomap, also called a sociogram, is a visual assessment tool depicting the relationships between a family and its social network. ![]() So I was wondering what do you guys think of it? Will it damage my engine in few thousand kilometres? (Note that i run Akrapovic GT Slip-on, so I didnt put higher flow air filter, since the standart cat is still there, so I run stock airfiltrers). He told me, that since its with maximal focused on power increase, it might happen. (I dont really care about fuel consumption, but i dont want my engine get damaged in 10k kilometres or whatever). MIKEYMOTO RACING IS YOUR SOURCE FOR MMR MOTORCYCLE COMPONENTS, MOTORCYCLE ECU FLASHING AND TUNING, MOTORCYCLE SERVICE AND REPAIRS. watch?v=QJkx9DkjCQU Naturally I was interested, if it negatively affects the lifespan of the engine and its components. I know it is possible since TSTIndustries did it. The Flash supposedly brings the motor to 330hp with a 6-8 increase in torque and is supposed to offer increased fuel economy at cruise. The ECU controls the amount of fuel, ignition advance and other parameters that the internal combustion engine needs to run smoothly under the given conditions. Cruise was around 3800rpm and 27-28mph at 2.4-2.7mpg. What is ECU Flashing The ECU (Engine Control Unit) is a kind of computer which is commonly used in vehicles with internal combustion engines. Which is roughly 11 hp increase - that is HUGE improvement - 28% HP increase. My numbers on on the 250 prior to the flash were RPM’s maxing out around 5400 w/ a 15.5x17 SWSII prop moving along at 46-47mph. I called with the technician there and he told me, he would be able to achieve 53 Hp with ECU flash. I found one company, who is legit, has solid customer base and does all types of flashes ranging from cars to trucks, boats etc. ![]() However few companies here in Czech republic can do it. Note that I live in Czech Republic so I'm not able to get R3 racing ECU flashes from Jesse like you. Cycletune is a FTECU authorized dealer Cycletune ECU Flashing and Dyno Tuning Services: Contact us by calling us at (503) 764-2390 or filling out the form. I presume the R3s run lean from factory as well, so I was looking for ECU flashing companies as well. ![]() After the flash you have to re-learn the bike because it is completely different in a great way. The Ivan' flash is the best mod you can get for a V Star or any of the fuel injected bikes he works on. So my friends get their R6s etc flashed with great HP and fuel consumption improvements. Allows the radiator fan to come on at a lower temp to promote better cooling during stop and go. First of all I would like to let you know that I´m quite new to ECU tuning a motorcycles in general, however i tried to do some research. Just type in the word, choose the speaker and practise.Ĥ. Tip: On Forvo, you can listen to native and non-native speakers from different parts of the world pronouncing different words and phrases. Does it sound the way you heard it with your inner ear? Record yourself saying it and listen to the recording. Try the following: listen to a word/phrase once, now listen to it inside your head, then say it inside your head, then say it aloud. To learn a word, you need to get into the world of your inner voice. Learning is essentially an internal process. There are many comics available online, including those for language learners, like Grammarman, which you can also listen to while you read. If you love reading, try reading short texts, such as cartoon strips. ![]() For example, this ' SpeakSmart' collection on Instagram has different scenes from popular television series giving examples of particular words and phrases in use. You can also find other interesting resources featuring words in context. There are interactive captions, so if you tap on any word, you will see an image, definition and useful examples. Tip: If you are into learning with video, TV and films, try FluentU. Similarly, instead of memorising 33 ways of saying ‘hello’, learn it in a script, such as: ‘Hello, how are you? – I’m fine, thank you’. This way, you make sure that you know how to actually use this verb in at least one sentence. For example, instead of memorising the phrasal verb ‘to come up with’, memorise it as part of the phrase ‘to come up with an idea’. small phrases that combine several words) and ‘scripts’ (i.e. We retain words better when we learn them in small ‘chunks’ (i.e. There are also discussion boards under activities, so you can share your ideas with other learners. No matter what topic interests you, you will always find something there. Tip: The British Council LearnEnglish website features tons of interactive videos, games and podcasts. ![]() For example, if you are a football fan, there are more chances you will remember the word 'unstoppable' in a sentence, such as 'Messi is unstoppable', rather than just as a single word or in a generic sentence, e.g. You will be more likely to remember a new word if it is used in a context you find interesting or are passionate about. Word lists and index cards are great for revisiting vocabulary you have already learned, but to make a new word stick in your mind, try linking it with something meaningful to you. ![]() Making lists or index cards with random words is not usually an effective way to remember and use these words later. Here are ten strategies to help you make words stick in your mind and use them in conversation. Remembering and using new words in speech is often a challenge for language learners. However, when it comes to speaking, the new words seem to fall out of your head, so you resort to your old friends – words you already know and have used many times – again and again. You plough through new words every day, make long lists of words and practise with flashcards. Teacher and teacher trainer Svetlana Kandybovich, our latest TeachingEnglish blog award winner, shares her top tips for remembering new words.Īs a language learner, you work hard to expand your vocabulary. ![]() Remember there are many places that have ratcheting framed crimpers and while their frames are the same or similar the quality of the die is what truly matters for your results.Ĭonnectors you could buy as many kits as you like and likely you will still have something your missing so its always best to just buy the main few that are common and build on that as you need stuff otherwise you will waist your money and still not have what you need. ![]() now remember i would bet you would be hard pressed to find anyone on here that has done more crimping since i have made thousands of harnesses and up until recently i used this crimper and i have NEVER had a complaint with a harness we made. we have other crimpers for more specialized uses too but for this is the one. It's also much easier to browse his selection to find the most appropriate parts.Here is the best overall crimper for the money and does 90-95% of all arcade and pinball crimping. His prices are comparable (and sometimes lower) than Digikey and Mouser. Great Plains Electronics primarily supports pinball hobbyists.Molex connectors/pins/housings: Great Plains Electronics*, Digikey, Mouser You can always cut them down if you ever need smaller ones. Buy a few extra housings with the largest number of pins you foresee needing.Using keying plugs in your connector housings will help you avoid accidentally plugging housings onto the wrong headers. The board connector's use different key patterns to differentiate the various types of connections (ie. Not only do they hold the header in place, but they also make it obvious which way to plug on the header. Crimping a lot of pins with a hard to use tool isn't fun! Note: Not all connectors are used on all boards.These boards use the following molex connectors: Note: If using this board to drive a lamp/led matrix, connect J11 to the cathode side of your LED matrix (or the return side of your lamp matrix).Note: If using this board to drive a lamp/led matrix, leave J4 unconnected.Note: If using this board to drive a lamp/led matrix, connect J7 to the anode side of your LED matrix (or the input power side of your lamp matrix).Note: If using this board to drive a lamp/led matrix, leave J3 unconnected.Connect your voltage source (5V-20V) to the Bank A Power Input connector (J5).Ensure F2 has a properly rated fuse for your application.J11 connects to the Bank B transistors, which complete the path to ground when activated. Connect each of your devices to the desired pin in J11.Use the Bank B Power Output connector (J4) to supply power to the devices you want to control with this board/bank.Connect your voltage source (5V-80V) to the Bank B Power Input connector (J6).Ensure F1 has a properly rated fuse for your application.J7 connects to the Bank A transistors, which complete the path to ground when activated. Connect each of your devices to the desired pin in J7.Use the Bank A Power Output connector (J3) to supply power to the devices you want to control with this board/bank.Connect your voltage source (5V-80V) to the Bank A Power Input connector (J5).Refer to the P-ROC FPGA specs for more details on the command format. When using a P-ROC, boards with addresses greater than 7 must be accessed directly by software by writing the appropriate data to Module 3, Address 0xC00. Note, P-ROC drivers can be configured into driver groups for the first 8 board addresses (0-7).Dipswitches 4:1 map to board address 3:0. Set the address (dipswitches 4 through 1) to a unique address.Connect the the Serial Output connector (J10) to next board's Serial Input connector (J9).Connect the the Serial Input connector (J9) to previous board's Serial Ouptut connector (J10) (unless this is a master-combo board).Note - These instructions also apply to the master portion of master-combo boards. Connect the Master board's Serial Output connector (J10) to next board's Serial Input connector (J9).Simply using a current limiting resistor is NOT sufficient. If you are using a 5V controller, be sure to level translate the signal before it reaches the Master board. ![]()
![]() Please refer to our Pricing page to select the appropriate plan that offers commercial rights. Yes, all our voices can be used for commercial purposes. Today AI Voices are used in several applications due to their natural-sounding tone.Ĭan I use the voices for commercial purpose? AI Voices are created by machine learning models that process hundreds of hours of voice recordings from real voiceover artists and then learn to speak based on the audio recordings. Have fun with all AI Voice Generator creations and share them with your friends. AI text to speech is time and cost-effective while retaining the quality of your voice overs.ĪI Voice is a computer generated voice powered by machine learning and can generate speech from text with natural intonation and real accents. Enjoy the most creative AI text-to-speech generated audios collected for you. It gives you complete control over your process, and allows you to directly convert your home recordings or scripts into voiceovers. Using AI voice makers simplifies the process of creating voice overs. ![]() Now you can convert text to voice, download it as an mp3 file, upload the audio file to the video editor and make your videos more dynamic with a professional voiceover. Why should I use an AI voice generator instead of hiring voice artists? We decided to share a text to speech option integrated with Google text to speech API after many requests from our clients. A simple API is available, for use in home automation projects and similar. ![]() See the Portal Wiki article on GLaDOS for more information about the character. GLaDOS is the main antagonist in the Valve Software game Portal. We highly recommend you upgrade your plan and enjoy all functions of VoxBox. This tool synthesizes GLaDOS-like voice audio clips based on text (Text-To-Speech, TTS). Add comedic flair to your YouTube or TikTok videos, or prank your friends with SpongeBob AI voice. Key Takeaways: Our Spongebob AI Voice Generator transforms text into Spongebob’s unmistakable voice. The difference is that you can enjoy 3200+ AI voices and 46+ human voice languages not limited by the 5k characters & 5 mins time plan, and more functions to explore. Generate AI narrator voices or song covers that perfectly mimic SpongeBob's iconic voice with a single click. What's the difference between the full version and the free version? When I try to install Ubuntu 16.04 LTS with Fusion 8.1.1 I don't get either an "Install Ubuntu" button or a "Try Ubuntu" button. I appear to be missing something basic here. After the open-vm-tools-desktop installation is complete and you see the "$" prompt, type "exit" to close the terminal window. This will allow you to resize your Linux virtual machine window, or run it in full screen mode. ![]() Sudo apt-get install open-vm-tools-desktop After you have installed the latest version of open-vm-tools and you see the "$" prompt, type the command:.In the terminal window, type the command:.(The Launcher is like the Mac Dock for Ubuntu, and the Dash icon is a "Spotlight"-like search tool.) Click on the Terminal icon that appears to open a terminal window. In Ubuntu, you can click on the top left Dash icon in the Launcher and type "Terminal".Login using an administrator account (the first account you created).Do it from the CD icon in the "expanded" toolbar in VMware Fusion, or go to your virtual machine's Settings -> CD/DVD (SATA). You may be required to disconnect the virtual CD ROM drive.If you have not done so already, reboot into your newly installed Linux.If your Linux distro uses Open VM Tools instead of VMware Tools (e.g., Ubuntu Linux), here is what you should do: Some versions of Linux (including recent releases of Ubuntu) prefer you to use "open-vm-tools" instead of the VMware Tools that is included with VMware Fusion. It is hard to know where the installer frame ends and the top bar begins.) (For my Ubuntu installer, the upper content "frame" of the installer matches the top bar of its window. If you click and you do not see a "hand", then you are not clicking high enough in the installer window to move it. Be sure you click high enough in the window. When you encounter an installer window with user interface elements that are hidden (e.g, a missing OK or Continue button), click and drag the window to the left using the top bar of the window.The installer will open in a separate window in the desktop.For my copy of Ubuntu Linux, it is called, "Install Ubuntu 16.04 LTS". Double-click the installer application on the Desktop.You will also see an installer application on the Desktop, ready for you to use. A trial version of Linux appears in the virtual machine window. ![]()
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